Section B
Directions: In this section, you will hear two long conversations. At the end of each conversation, you will hear four questions. Both the conversation and the questions will be spoken only once. After you hear a question, you must choose the best answer from the four choices marked A), B), C) and D). Then mark the corresponding letter on Answer Sheet 1 with a single line through the centre.
M: Lisa, why did you pay for your meal with cash instead of the payment apps on your phone?
W: Well, I've gone back to cash. I'm only using payment apps if that's the only option. 8 I'm trying to save money for a new phone. And I find that using cash rather than payment apps helps me to save.
M: But how? Money is money, isn't it? I don't think it matters whether you take it out of the bank and put it in your wallet or simply transfer from your bank account to the seller's bank account using an app.
W: No, I believe it does matter. It's a psychological phenomenon. 9 I believe we have less connection with the value of our money when we just have the “approve” buttons on our phones.
M: You might have a point. Since I stopped carrying cash around and started using my phone apps to pay, 10 I may have developed a tendency to buy more small or non-essential items.
W: That's highly possible. Think about the amount of time we spend with our phones in our hands and all the things we do with our phones. It sometimes seems that our phone is buying the product for us, not ourselves.
M: 11 So cashless payment affects our ability to budget?
W: I believe so. If we spend a hundred yuan in cash, we realize that we don't have that hundred yuan to spend on something else. But if we're spending electronically, we are less likely to make that mental calculation.
M: 11 I stopped using my credit card because I found I was spending excessively. Perhaps I should take the same approach of paying using my phone.
W: It's worth considering.
男：莉莎，你为什么用现金而不是手机上的支付软件来付餐费？
女：嗯，我重新使用现金了。如果使用支付软件是唯一的选择的话，我才会使用它。 8 我正努力存钱买一部新手机。我发现使用现金比使用支付软件更有助于我节省开支。
男：但是是以什么方式呢？钱就是钱，不是吗？我认为不管你是从银行取出来放在钱包里，还是用应用程序直接从银行账户转到卖家的银行账户，都没什么差别。
女：不，我认为确实是有差别的。这是一种心理现象。 9 我认为当我们的手机上只有“确认”按钮时，我们对钱的价值就不那么在意了。
男：你说得可能有道理。自从我不再随身携带现金，开始使用手机应用程序付款后， 10 我可能会倾向于购买更多的小物件或者非必需品。
女：那很有可能。想想我们把手机拿在手里的时间，以及我们使用手机做的所有事情。有时候，似乎是我们的手机在为我们购买产品，而不是我们自己。
男： 11 那么无现金支付会影响我们的预算能力吗？
女：我认为是这样。如果我们花一百元现金，我们就会意识到我们没有那一百元钱去买别的东西了。但如果我们是电子消费，我们就不太可能进行这种心算。
男： 11 我已经停止使用我的信用卡，因为我发现我在过度消费。也许我应该采取同样的方式停止使用手机支付。
女：这值得考虑。
Questions 8 to 11 are based on the conversation you have just heard.
- 单选题
- 分值:7.1
Why did the woman decide to go back to cash for payment?
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She wanted to save for a new phone.
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She found it much safer to use cash.
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She could enjoy discounts with cash.
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She had been cheated using phone apps.
8.为什么女士决定重新使用现金付款？
A)她想存钱买一部新手机。
B)她发现使用现金付款更加安全。
C)她使用现金付款可以享受折扣。
D)她使用手机应用程序付款被骗了。
- 单选题
- 分值:7.1
What happens when people use apps for payment according to the woman?
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They can save a lot more time and trouble.
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They find it less difficult to make purchases.
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They derive greater pleasure from buying things.
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They are less aware of the value of their money.
9.据女士所说，当人们使用应用程序进行支付时会发生什么呢？
A)他们可以省去更多的时间和麻烦。
B)他们发现购物并没有那么困难。
C)他们从购物中得到更大的乐趣。
D)他们不太清楚自己手里的钱的价值。
- 单选题
- 分值:7.1
What might the man tend to buy with payment apps?
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More valuable items.
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More non-essential things.
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Everyday necessities.
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Electronic devices.
10.在使用支付应用程序时，男士可能倾向于买什么物品？
A)更多有价值的商品。
B)更多不必要的东西。
C)日常必需品。
D)电子设备。
- 单选题
- 分值:7.1
What does the man think of electronic payment?
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It can improve shopping efficiency.
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It is altering the way of shopping.
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It may lead to excessive spending.
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It appeals more to younger people.
11.男士怎么看待电子支付？
A)它可以提高购物效率。
B)它正改变购物方式。
C)它可能导致过度消费。
D)它对年轻人更有吸引力。
