Section A
Directions: In this section, there is a passage with ten blanks. You are required to select one word for each blank from a list of choices given in a word bank following the passage. Read the passage through carefully before making your choices. Each choice in the bank is identified by a letter. Please mark the corresponding letter for each item on Answer Sheet 2 with a single line through the centre. You may not use any of the words in the bank more than once.
There're three main types of financial stress people encounter. The first type is apparent in people being stressed about the 26 ups and downs of investment markets—actually not so much the ups, but 27 the downs. These people are usually unable or unprepared to endure the long haul.
The next common type of financial stress is that caused by debt. In a 28 percentage of cases of debt-induced financial stress, credit cards and loans will be a central element. Often there'll be a car loan and perhaps a mortgage, but credit cards often seem to be the gateway to debt-related financial difficulties for many.
The third type of stress and 29 the least known is inherited financial stress, which is the most destructive. It is experienced by those who have grown up in households where their parents regularly 30 and fought about money. Money therefore becomes a stressful topic, and so the thought of sitting down and planning is an unattractive 31 .
Those suffering inherited financial anxiety 32 to follow one of two patterns. Either they put their head in the sand: they would 33 examining their financial statements, budgeting, and discussing financial matters with those closest to them. Alternatively, they would go to the other 34 , and micro-analyze everything, to the point of complete 35 . They're convinced that whatever decision they make will be the wrong one.
A) appearance B) argued C) avoid D) considerable E) definitely F) extreme G) inaction H) incredibly I) normal J) possibly K) proposition L) rebelled M) statement N) tend O) traditional
人们遇到的财务压力主要有三种类型:第一种是人们对投资市场的 26 正常起伏感到有压力,事实上,人们感到有压力的与其说是上涨,不如 27 确切地说是下跌。这些人通常没有能力或没有准备好忍受长期的煎熬。
另一种常见的财务压力是由债务引起的。在 28 相当大比例的由债务引起的财务压力中,信用卡和贷款可能是主要因素。通常会有汽车贷款,也许还有抵押贷款,但对于许多人来说,信用卡似乎往往是解决债务相关财务困难的途径。
第三种类型的压力,也 29 可能是最不为人所知的,是遗传性的经济压力,这种压力是最具破坏性的。是那些在父母经常为了钱 30 争吵、打架的家庭中长大的人才会有的压力。因此,钱成了一个充满压力的话题,所以坐下来做计划的想法是一个令人反感的 31 提议。
那些患有遗传性财务焦虑症的人 32 往往会遵循两种模式中的一种。要么他们把头埋进沙子里:他们会 33 回避检查自己的财务报表,不做预算,也不与最亲近的人讨论财务问题。或者,他们会走向另一个 34 极端,从微观上分析每件事,直到完全 35 不采取行动。他们确信自己所做的任何决定都会是错误的。
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